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How to Determine My Total Home Loan Payment

Understanding your home loan will help you to make better financial decisions. Rather than just taking whatever the payment is the bank tells you, it is helpful to study the numbers behind the mortgage. This article will explain all of the parts that make up your mortgage payment, from principal …

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No Cost Refinance –  Does It Really Exist?

Nothing in life is free, and mortgages are no exception. A major drawback of doing a mortgage refinance is you have to pay closing costs and fees. Add them all up, and you are talking several thousand dollars. Homeowners typically love no cost refinancing as long as there are truly …

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How to Eliminate Unsecured Debt with Home-Ownership

Unsecured credit card debt is a major issue for many Americans. If you have thousands of dollars of credit card debt and also a mortgage, auto loan and student loan, you can find yourself betting crunched for cash fast. In fact, the average household in America today has $15,000 or …

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Interest Rates Up & Values Go Down – Is It Smart to Buy Now?

People who are considering a home purchase in 2018 have interesting market conditions to think about before deciding. Below is a quick analysis of the major factors to weigh as you decide if it is time to buy your own home in 2018. Mortgage Rates Are Still Low…When Will They …

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American Dream or Bust- Rent vs Buy, What’s Right for You?

There was a day when owning a home was the foundation of the American Dream. Times have changed to a certain degree. There are more people renting in the United States than in anytime in the last 50 years, according to a recent poll from Pew Research Center. For many …

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Trump Tax Bill, How It Affects Your Mortgage Interest Tax Write-Off

The Tax Cuts and Jobs Act is a large tax cut law that many experts believe will increase jobs, investment and economic growth. How much this is the case remains to be seen in 2018 and beyond. But if you own or are buying a home, you are certainly curious …