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Top 7 Real Estate Markets for 2018

Everyone likes to predict things but determining what is going to happen in real estate is always challenging. Realtor.com recently gave it a try and predicted that the following markets in the US should experience robust growth this year. #1 Las Vegas Sin City was hit hard by the real …

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What is a FHA Mortgage and Do I Need One to Buy a House?

The FHA loan program has become a household name with realtors and first time home buyers for several decades. This is a trusted government-backed home financing program that should be considered when buying or refinancing in 2018. History of the FHA Mortgage Programs This is home loan is insured by …

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Can I Use Bitcoin When Proving My Assets with a Mortgage Underwriter?

Since Bitcoin came into existence a decade ago, most of the interest in block-chain technology was limited to computer geeks and criminals. But in the past year, the value of Bitcoin shot up; it went from $1000 in January 2017 to almost $19,000 in December. It has fallen back to …

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Will Trump Admin Eliminate the Popular Energy Department Loan Programs?

March 19,2018 – Washington DC, –  Today, the Trump administration Monday proposed significantly cutting a handful of contentious loan and research programs at the Department of Energy (DOE). In his budget request for fiscal 2019, President Trump proposed gutting the energy loan programs them all last year. These programs were …

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Crypto Currency and How It Affects the Worldwide Housing Market.

Cryptocurrency, especially Bitcoin, is starting to influence all sorts of things, including the real estate market. There have been many cases of homes being put on the market recently with a Bitcoin price tag. Many in the industry say there must be something to this; many real estate agents report …

Featured Loan Programs

How to Finance a Home in a Rural Area – What Are USDA Loans?

What if we told you it is possible to get a home loan in 2018 with zero money down, lower rates than FHA financing, and even can finance closing costs? You might say we lost our minds. But if you get a home loan backed by the US Department of …

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Interest Rates on the Rise.  How to Overcome Higher Rates with an Adjustable Rate Mortgage

As mortgage rates rise, it might seem a bad idea to consider getting a five-year adjustable rate mortgage or ARM. Shouldn’t you get the lowest rate you can and lock it in for as long as possible? For some borrowers, getting an ARM in 2018 could be the best way …

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Does My Credit Union Offer the Best Home Equity Options?

One of the most popular things that people like to do when they own a home is to get a home equity loan. This type of secured loan allows you to borrow cash against the value of your property. The loan gives you access to large amounts of cash, and …

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I Don’t Have a Job but Have Plenty of Real Estate and Retirement Money. Who can help me qualify for my retirement dream home? Big banks keep saying NO

If you are a retiree and do not have a regular job anymore, you may think that it will be impossible to get a mortgage. Some people get a mortgage a year before they retire so they can get the loan while they still have a regular job. But it …

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Can I really get a mortgage over the internet and never talk or meet my representative?

Many of us dread getting a mortgage because the process is so time consuming. But there are ways to get a loan that can save you time. These days, one option is to work with an online mortgage lender to get your loan. Instead of going to a bank or …