Articles

Has Social Media Fooled People into Thinking Now is a Smart Time to Buy a House?  Propaganda Machines Are Working

How Google and Facebook Have Hosted Articles Suggesting It’s the Best Time to Buy a House in America? People who spend much time with Google or Facebook will see in 2018 there are plenty of ads out there to convince you that now is a smart time to buy a …

maxine-waters
Articles

Maxine Waters Announces New Bill to Protect Homeowners with More FHFA Oversight

Maxine Waters, D-California and Ranking Member of the House Committee on Financial Services announced a new bill designed to raise the oversight for mortgage service companies who do business with the leading government sponsored agencies, Fannie Mae and Freddie Mac. On Monday, Maxine Waters introduced H.R. 6102, the Homeowner Mortgage …

big banlks
Articles

Quicken, Mr. Cooper, Chas, Wells may have the Biggest Marketing Budgets, but Does this Make them Good for American Homeowners or just make them Great Marketers?

If you start shopping for a mortgage today, you will see some new names and faces from a decade ago. The mortgage industry has changed and there are a lot of choices out there. But which ones are good and not so good? Us News and World Report recently issued …

housing bubble
Articles

Are We in Another Housing Bubble and Nobody Wants to Talk About It? 

Many experts say that some real estate markets in the US are overvalued. The question that naturally comes up is whether we are in another housing bubble and if it will burst and lead to another economic downturn. It is true that a lot of the financial machinery that made …

san diego housing
Articles

The Affordability Index in San Diego County Is 25 Percent.  This Means 1 in 4 residents can afford the median home price.  Rates Are Going Up. Another Housing Crash?

If you are thinking of buying a home in San Diego in June 2018, it is more expensive than last year. In April 2018, the median home price hit a record high of $570,000, which was a big 8.6% increase from a year ago. This has surpassed the previous peak …