About Bryan Dornan

With over two decades in the mortgage sectors, Mr. Dornan brings a lot of experience to the table. Bryan Dornan has founded several lending companies and written several hundred articles related to home financing, real estate and more.

Posts by Bryan Dornan


Where Should I Move if I Want to Avoid another Housing Meltdown

The mortgage crash and subprime crisis that was the cause of the 2008 recession battered millions of homeowners with plunge home values and dumped a lot of housing inventory on the market in once booming cities and made many mortgages go underwater. But for some cities in America, the last …

buy or rent

Why Are Millennials Renting If the Housing Market Is So Good?

Home ownership for millennials in America is at an all-time low. Millennials are generally regarded these days to be between the ages of 25-34, which is the prime time to buy your first home. But as of 2017 and 2018, there are still more people renting in this age bracket …


Top 7 Real Estate Markets for 2018

Everyone likes to predict things but determining what is going to happen in real estate is always challenging. Realtor.com recently gave it a try and predicted that the following markets in the US should experience robust growth this year. #1 Las Vegas Sin City was hit hard by the real …


Can I Use Bitcoin When Proving My Assets with a Mortgage Underwriter?

Since Bitcoin came into existence a decade ago, most of the interest in block-chain technology was limited to computer geeks and criminals. But in the past year, the value of Bitcoin shot up; it went from $1000 in January 2017 to almost $19,000 in December. It has fallen back to …


Can I really get a mortgage over the internet and never talk or meet my representative?

Many of us dread getting a mortgage because the process is so time consuming. But there are ways to get a loan that can save you time. These days, one option is to work with an online mortgage lender to get your loan. Instead of going to a bank or …


Why is Fannie Mae a Government Owned Business Losing Money in a Strong Real Estate Market with Low Defaults?

The real estate market is strong. Mortgage rates are still low. Incomes are up and unemployment is down. These factors mean few people are defaulting on their loans. Yet, Fannie Mae managed to lose $6.5 billion in the fourth quarter of 2017. What is going on? According to USA Today, …


What Is the Government Doing to Promote Homeownership in 2018?

Many things have changed in the home loan business in the past several years. The government has made some policy changes that generally are making it easier to buy a home in 2018. Here are some of the things that have changed that could help you to become a home …


Federal Reserve Can’t Raise Rates as Inflation Is Stagnant – What Does This Mean to You?  

When the Great Recession hit, the Federal Reserve reduced key interest rates to all-time lows to try to get the economy going again. Fast forward to 2018, and the economy and stock market are doing well. So now the Fed tends to want to raise interest rates to keep growth …

1st time homebuyer

1st Time Home Buyer Options for the Non First-Time Home Buyer.  See What’s Out There.

If you are looking for a home and a mortgage, you may have seen a lot of advertisements and offers for first time home buyer programs. Below is more information about the programs available, and other valuable information about what a 1st time home buyer is. First, you may qualify …

refinance home

Home Refinance 101 (everything you need to know about refinancing your mortgage)

Mortgage rates are still very low in 2018, and yes homeowners are still refinancing their homes. This means if you got a mortgage a few years ago, you could really save a lot of money if you do a home refinance soon. Below is more information about the different types …