Has Social Media Fooled People into Thinking Now is a Smart Time to Buy a House?  Propaganda Machines Are Working

How Google and Facebook Have Hosted Articles Suggesting It’s the Best Time to Buy a House in America? People who spend much time with Google or Facebook will see in 2018 there are plenty of ads out there to convince you that now is a smart time to buy a …


Maxine Waters Announces New Bill to Protect Homeowners with More FHFA Oversight

Maxine Waters, D-California and Ranking Member of the House Committee on Financial Services announced a new bill designed to raise the oversight for mortgage service companies who do business with the leading government sponsored agencies, Fannie Mae and Freddie Mac. On Monday, Maxine Waters introduced H.R. 6102, the Homeowner Mortgage …

big banlks

Quicken, Mr. Cooper, Chas, Wells may have the Biggest Marketing Budgets, but Does this Make them Good for American Homeowners or just make them Great Marketers?

If you start shopping for a mortgage today, you will see some new names and faces from a decade ago. The mortgage industry has changed and there are a lot of choices out there. But which ones are good and not so good? Us News and World Report recently issued …

housing bubble

Are We in Another Housing Bubble and Nobody Wants to Talk About It? 

Many experts say that some real estate markets in the US are overvalued. The question that naturally comes up is whether we are in another housing bubble and if it will burst and lead to another economic downturn. It is true that a lot of the financial machinery that made …

san diego housing

The Affordability Index in San Diego County Is 25 Percent.  This Means 1 in 4 residents can afford the median home price.  Rates Are Going Up. Another Housing Crash?

If you are thinking of buying a home in San Diego in June 2018, it is more expensive than last year. In April 2018, the median home price hit a record high of $570,000, which was a big 8.6% increase from a year ago. This has surpassed the previous peak …


Where Should I Move if I Want to Avoid another Housing Meltdown

The mortgage crash and subprime crisis that was the cause of the 2008 recession battered millions of homeowners with plunge home values and dumped a lot of housing inventory on the market in once booming cities and made many mortgages go underwater. But for some cities in America, the last …


How Are World Markets Affecting Home Mortgage Interest Rates?

As of early May 2018, the average US mortgage rate continues to rise to a current rate of 4.58%, which is the highest level since August 2013. Mortgage rates in the US are being driven higher by higher US Treasury yields, rising commodity prices, higher gas prices and a stream …


Why Sean Hannity Did Not Abuse Welfare by Using Government Loans and How Some in the Media Are Misleading You

Fox News host Sean Hannity has been aggressively speaking out after a report this month that he bought foreclosed and under market value homes as investment tools through various shell companies. This went on while he was getting support from the Department of Housing and Urban Development. The argument from …

buy or rent

Why Are Millennials Renting If the Housing Market Is So Good?

Home ownership for millennials in America is at an all-time low. Millennials are generally regarded these days to be between the ages of 25-34, which is the prime time to buy your first home. But as of 2017 and 2018, there are still more people renting in this age bracket …


Is It Really the Best Time to Sell in the Spring? Competition Galore.

If you want to sell your home quickly for the most money, when you list it is important. Traditionally, listing your house for sale is best in the spring. reports that generally, homes listed from May 1 to 15 each year sell nine days faster and for 1% more …