Articles

What is a FHA Mortgage and Do I Need One to Buy a House?

The FHA loan program has become a household name with realtors and first time home buyers for several decades. This is a trusted government-backed home financing program that should be considered when buying or refinancing in 2018. History of the FHA Mortgage Programs This is home loan is insured by …

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How to Finance a Home in a Rural Area – What Are USDA Loans?

What if we told you it is possible to get a home loan in 2018 with zero money down, lower rates than FHA financing, and even can finance closing costs? You might say we lost our minds. But if you get a home loan backed by the US Department of …

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Save Money Taking Out This Loan Over and Over with the 7/1 ARM

Who doesn’t want to save money on their mortgage payment? No one! A viable option for you could be a 7/1 ARM. This is an adjustable rate mortgage with a low fixed rate for the first seven years. The rate then adjusts annually after that. This type of loan could …

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No Cost Refinance –  Does It Really Exist?

Nothing in life is free, and mortgages are no exception. A major drawback of doing a mortgage refinance is you have to pay closing costs and fees. Add them all up, and you are talking several thousand dollars. Homeowners typically love no cost refinancing as long as there are truly …